Terms of Service

Please read these Terms of Service ("Terms") carefully before using saveprof.com (the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

The Website is operated by Vladimira Sochurkova (saveprof), Jiriho z Podebrad c.p. 939/6, 286 01 Caslav, Czech Republic ("we", "us", "our").

1. Nature of the Website

saveprof.com is a financial literacy education platform. All content on the Website is provided strictly for informational and educational purposes.

saveprof does not provide financial advice. Nothing on this Website constitutes, and nothing should be construed as constituting, personalised financial, investment, legal, tax, or any other professional advice. The information provided is general in nature and does not take into account your individual circumstances, objectives, financial situation, or needs.

saveprof does not offer any paid services, financial products, or commercial services of any kind. All educational content is provided free of charge.

2. Eligibility

The Website is intended for users aged 16 and over. By using the Website, you confirm that you are at least 16 years of age. If you are under 16, please do not use this Website without the supervision of a parent or legal guardian.

3. Acceptable Use

You agree to use the Website only for lawful purposes and in accordance with these Terms. You must not:

• Use the Website in any way that violates applicable local, national, or international laws or regulations.
• Transmit any unsolicited or unauthorised advertising or promotional material (spam).
• Attempt to gain unauthorised access to the Website, its servers, or any system or network connected to it.
• Reproduce, duplicate, copy, sell, or exploit any part of the Website without express written permission from us.
• Introduce viruses, trojans, worms, or other malicious or harmful material to the Website.
• Use the Website in any way that may damage, disable, overburden, or impair it.

4. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, and software, is owned by saveprof or its content contributors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on the Website without our prior written consent, except for personal, non-commercial educational use.

5. Disclaimers

5.1 No Financial Advice

The information published on the Website is educational in nature. It is not tailored to any individual's personal financial situation. Before making any financial decision, you should consult a qualified, licensed financial professional in your jurisdiction.

5.2 Accuracy of Information

While we take care to ensure that content is accurate and up to date, we make no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information on the Website. Financial laws, regulations, and market conditions change frequently, and content may not always reflect the most current position.

5.3 No Liability

To the fullest extent permitted by applicable law, saveprof and Vladimira Sochurkova shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising out of or in connection with your use of, or inability to use, the Website or the content provided thereon — including any loss arising from reliance placed on the information provided.

6. Third-Party Links

The Website may contain links to third-party websites. These links are provided for convenience and informational purposes only. We have no control over the content or availability of linked sites and do not endorse or accept any responsibility for them or for any loss or damage that may arise from your use of them.

7. Contact Form

The contact form on the Website is provided for general enquiries. Submissions through the contact form do not create a professional relationship, nor does any response to a contact form submission constitute financial, legal, or other professional advice. We endeavour to respond to general enquiries within 3–5 business days but do not guarantee a response.

8. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the processing of your data as described in the Privacy Policy.

9. Modifications to the Website and Terms

We reserve the right to modify or withdraw the Website, or any part of it, without notice. We may also revise these Terms at any time. Any changes will be posted on this page with an updated date. Your continued use of the Website after changes constitutes acceptance of the revised Terms.

10. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Czech Republic. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Czech Republic, without prejudice to your rights as a consumer under applicable EU law.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

12. Contact

If you have questions about these Terms, please contact us at:

• Email: info@saveprof.com
• Post: Vladimira Sochurkova (saveprof), Jiriho z Podebrad c.p. 939/6, 286 01 Caslav, Czech Republic